In most cases, the driver of a vehicle that causes a car accident is responsible for damage caused by the crash. However, this is not always the case. If the driver of the vehicle is not the owner of the vehicle, you could file a claim for damages against more than one person. Insurance coverage applies to the vehicle and its driver.
Therefore, a car owner is NOT responsible for any accidents that a friend, family member, or other borrower causes while driving the owner's car. HOWEVER, car owner's insurance will provide primary coverage to the person operating the car (if that person had a license to drive). In the event of an accident, it must be proven that the accident was the result of reckless and negligent driving. Therefore, the prosecution must prove that the person who committed the accident was driving in a hasty and negligent manner and only then will the crime be proven; in the event that the victim dies, the police will file the criminal case under article 304 A of the Indian Penal Code, which provides for crimes related to wrongful death.
If the victim dies, the police will file a lawsuit under section 304A if the death is the result of a reckless and negligent act. Most car accidents are the sole fault of the negligent driver. Consequently, liability for damage suffered by victims generally lies with the person behind the wheel. If you were injured in an accident involving a person who did not own and was driving someone else's vehicle, talk to a car accident lawyer.
An attorney specializing in car accidents can represent your interests if you were the victim of some type of vehicle-related accident and were not at fault. Here's a summary of how an experienced car accident attorney could analyze liability in such an accident. Rental car agencies generally do not owe harm to victims of car accidents when someone causes an accident while driving a rental car. Contact a car accident lawyer as soon as possible if you suffered injuries or lost a loved one in a car accident in which the at-fault driver was not the owner of the vehicle.
